Scrutinize Your Credit Card Bill says Carol

credit card1 150x150 Scrutinize Your Credit Card Bill says Carol

You’ve been rushing around charging a little of this and a little of that for Christmas. It’s easy to lose track of what you have charged. Those credit card bills will be coming in soon. It’s important to make sure you check every charge to make sure it’s yours.

Why? Because there are so many ways people can add unauthorized charges to your account. They don’t even have to see your credit card number. Here are some of the ways thieves can use your credit card number.

One trick con artists use is they keep all the numbers for a credit card the same except the last four digits. These 4 digits are changed until the con artists find numbers that work. They test the numbers with small purchases until they get a “winner” number. Then, they go for the big purchases.

Another approach is skimming. A dishonest employee at the point of purchase could scan the card on a special machine before returning the card. The card number will then be used by the employee and/or sold to someone else.

Technology has provided thieves with a new way of stealing. It’s called electronic pick pocketing. While you are walking down the street or in a crowded store a person can brush up against you and steal your credit card number. A scanning device is unobtrusively run across your pocket or purse where your wallet is located. Your credit card is captured and you will never know it happened. That’s a little intimidating, isn’t it?

Then there is the gas pump scam. A device can be secretly placed in a gas pump and it will capture your credit card number. A few days later, the con artists will come back and take the device out and your credit card number is now theirs to use.

By now I’m sure you are getting the picture. Thieves will find a way to get your credit card number, if they want to. Check every credit card bill and make sure there are no fraudulent charges. If you detect one, call your credit card company immediately.

Have you ever had your credit card information stolen?

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About Carol Odell

Carol J. Odell, is the CEO of the Better Business of Southern Colorado and has been with the BBB for twenty years. Even before her BBB life she was involved in the community as a volunteer and co-owner of a manufacturing business. She is a published author, speaker, wife, mother, and grandmother --- and enjoys all of these roles.